FAQs | Equitas Small Finance Bank


How did Equitas begin Equitas was incorporated in June 2007 as a Micro Finance Institution (MFI). Vehicle Finance and Housing Finance businesses were started in 2011. With the merger of the subsidiaries viz. Equitas Micro Finance Limited and Equitas Housing Finance Limited with Equitas Finance Limited on 2nd September 2016, Equitas Small Finance Bank Limited (ESFBL), commenced its operations from 5th September 2016

What does Equitas Small Finance Bank do Equitas Small Finance Bank Limited is a Small Finance Bank (SFB), licensed by Reserve Bank of India under Section 22 of the Banking Regulation Act, 1949 to carry on the business of Small Finance Bank. The Bank commenced the business of SFB on September 5, 2016. It is the first Private Sector Bank from Tamil Nadu to commence operations post Indian Independence.

ESFBL, with pan India operations, is focused on providing a range of banking products and services to customers with a focus on serving the financially unserved and underserved customer segments in India. Our strength lies in promoting financial inclusion within these segments.

Where is Equitas Small Finance Bank located Equitas’s headquarters is in Chennai, India and it has operations in 18 states & union territories across India.

What is the address of the registered office of Equitas Small Finance Bank Limited Equitas’s registered office is located at Spencer Plaza, 4th Floor, Phase II, # 769, Anna Salai, Chennai - 600002.

Who is on Equitas Small Finance Bank's Board of Directors A list of Equitas’s board members with their biographies can be found here

Who is on Equitas Small Finance Bank’s Leadership Team A list of Equitas’s leadership team with their biographies can be found here

When does Equitas Small Finance Bank’s financial year end Equitas’s financial year ends on March 31.

Who is Equitas Small Finance Bank’s auditor Join Statutory auditors – T R CHADHA & Co LLP and Varma & Varma

What are the operational statistics for the recently concluded quarter 1. Gross Advances – Rs. 32,776 Crore
2. Total Deposits – Rs. 32,385 Crore
3. Profit after Tax – Rs. 202 Crore
4. Networth – Rs. 5,715 Crore
5. CASA – Rs. 10,593 Crore
6. NIM – 8.37%
7. Net NPA – 1.06%
8. CRAR - 20.24%
9. RoE – 14.44%
10. RoA - 1.98%

What is the employee strength of Equitas Small Finance Bank Equitas has a total employee strength of 21,679 as on 31st December 2023

When was Equitas Small Finance Bank’s Initial Public Offer (IPO) The Initial Public Offer of the Equitas Small Finance Bank opened on October 20, 2020 and closed at October 22, 2020., shares of the Bank got listed on November 02nd 2020.

On which stock exchanges does Equitas Small Finance Bank, trade and what are the codes The shares of the Equitas Bank are listed with National Stock Exchange of India Limited (NSE) and BSE Limited (BSE) w.e.f November 2, 2020. The NSE Symbol is EQUITASBNK and BSE scrip code is 543243

What is Equitas Small Finance Bank’s ISIN INE063P0108

What is the history of bonus issues and stock split of Equitas Small Finance Bank No such issues till date.

What is the dividend history at Equitas Small Finance Bank and what is the dividend policy of Equitas Small Finance Bank The Bank has not paid any dividend till date and the Dividend policy is available on the website.

Does the company organize any analyst day Yes, the company hosts analyst day.

When was the AGM of the previous year held The AGM of the Bank for the previous year 2022 was held on July 19, 2022.

Where can I obtain information on the financial results of the Bank From the website of the Bank, under Investor section- Financial Results. https://www.equitasbank.com/ESFB-Investor-Info

What is the option available to members holding shares in Demat form and want to change and/or correct bank account details Members holding shares in demat form are required to contact their respective Depository Participants (DP) for any change in Bank account details, address, email id and mobile number etc. Members holding shares in physical mode are required to contact the RTA / the Bank at the address mentioned in the website under Investor Grievance Mechanism for any changes mentioned above.

Is PAN a sole identification number for all participants transacting in the securities market Yes

How to contact Equitas Investor Relations team You can send an email to ir@equitasbank.com

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